Of course, one can privately pay for long-term care. The main advantage of paying privately is that those that do so have many more care facilities to choose from and can receive services that are not covered by Medicaid or long-term care insurance.
However, given the cost of long-term care, many – if not most – people simply cannot afford to pay out-of-pocket, even for a short period. To be certain, except for the wealthiest of individuals, paying privately for an extended nursing home stay can easily deplete one’s entire life savings.
“I needed help with my Medicaid application, I am so happy I found HPSNY. They walked me through every step and even arranged home care while my application was pending. Thanks again, I don’t know what I would have done without you”. – Margie S. Brooklyn